The ATM card trap scam in India is a clever con where fraudsters tamper with ATMs to steal card details or physically trap your card. Here’s how it typically works: scammers install a device called a card trapper in the ATM’s card slot. When you insert your card, the machine seemingly “eats” it and doesn’t return it. You assume the machine has malfunctioned and leave in frustration. Moments later, the fraudster comes back, removes the trap device with your card, and uses it to withdraw money—especially if they managed to shoulder surf or trick you into revealing your PIN.
Sometimes, the scam involves a fake keypad or a hidden camera placed near the ATM to record your PIN as you enter it. In more old-school versions, someone might even stand nearby, pretending to help you, while slyly memorizing your PIN.
How to avoid it?
First things first—always inspect the ATM slot before inserting your card. If it looks loose, bulky, or tampered with, don’t use that machine. Also, cover the keypad with your hand while entering the PIN—this protects you from hidden cameras or prying eyes. Try to use ATMs that are inside banks or in well-guarded areas, as they’re less likely to be tampered with.
If your card ever gets stuck, don’t leave immediately—stay there and call your bank’s helpline from the ATM premises. Never accept help from strangers, no matter how “official” they sound. And if your card is indeed missing, block it instantly via mobile banking or customer service.
These scams thrive on panic and confusion—just staying calm and acting quickly can often save you from being trapped, both literally and financially.
source
