The top three online scams are phishing, romance scams, and investment fraud. Phishing involves cybercriminals impersonating legitimate companies through emails, texts, or fake websites to steal sensitive information like passwords or credit card details. Romance scams exploit emotional connections, where scammers pose as potential partners on dating sites, gain trust, and then ask for money under false pretenses. Investment fraud, including cryptocurrency and Ponzi schemes, lures victims with promises of high returns, only to disappear with their money. These scams exploit trust and urgency, making awareness and skepticism essential for protection.
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